Worth knowing.

A little breathing room on your monthly payment

The government's borrowing cost dropped a hair today, and mortgage rates followed it down.

The Anaheim Hills Housing Market: What Buyers and Sellers Should Know

The price you pay to borrow held steady, even as oil climbed

Pipeline inflation fell, keeping today's average rate at 6.75% (6.829% APR) despite geopolitical pressure.

The Santa Ana Housing Market: What Buyers and Sellers Should Know

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June jobs miss. Rate dropped. Your payment just got cheaper.

Hiring came in light, the bond that sets mortgage rates fell, and today's rate is 6.75% (6.829% APR).

Today's rate edged up a tick. Here's what you're paying now.

The government's borrowing cost climbed about 6 basis points, and mortgage rates followed.

Job openings climbed and your rate ticked up. Here's the payment.

Stronger hiring signals pushed rates a notch higher this week, and Thursday's jobs report could move them again.

Oil prices calmed down, and your rate held steady

Energy markets stabilized this week, keeping rates flat while we wait for Thursday's jobs report.

Six weeks of rate drops just saved you real money

Today's average 30-year fixed rate hit 6.75% (6.829% APR), the lowest since mid-May, and the payment difference is worth running the numbers again.

The Orange County Housing Market: What Buyers and Sellers Should Know

What You Qualify For vs. What You Should Actually Borrow

Lenders will approve you for the maximum, most people who take it regret it within six months.

Oil prices dropped, and your mortgage rate barely budged. Here's why.

Lower oil usually helps rates fall, but this week they stayed flat at 6.75% (6.829% APR), and the reason matters for your timing.

Strong economy. Rates stayed flat.

Jobs and spending usually push rates up, but oil fell and the two forces canceled out.

Lock now, or roll the dice for another week?

Today's rate is 6.75% (6.829% APR), near the lowest we've seen lately, but the next move could go either way.

How to Prepare Your Home to Sell for Top Dollar

First-Time Home Buyer Steps in California: What Actually Happens Between 'I Want a House' and 'Here Are My Keys'

The government's borrowing cost just ticked up. Here's what it does to your payment.

A small move in Treasury yields this week means rates edged up a bit, and here's what that looks like in real dollars on your monthly payment.

What a quarter-point drop actually does to your monthly payment

The government's borrowing cost fell again today, and that means lower rates for you.

Rates bounced around this week, ended about where they started

The Fed meeting caused a little bump Wednesday, but most of it faded by Friday.

What to Expect at Closing When You Buy a Home

The government's borrowing cost just ticked up. Here's what it does to your payment.

The 10-year Treasury yield rose slightly, and mortgage rates are edging up with it, here's what that means for your monthly number.

The Huntington Beach Housing Market: What Buyers and Sellers Should Know

Rates dropped today. Here's the window you're looking at.

The government's borrowing cost fell about 10 basis points, which usually means your rate edges down too.

A small break on rates this week, and what it buys you

The government's borrowing cost dropped about 10 basis points today, which usually means mortgage rates edge down too.

The government pays less to borrow today, and that's good for you

The bond that sets your mortgage rate just dropped, pushing today's rate near recent lows.

The Fed meets in six days. Should you lock now or wait?

The Fed's next rate decision is June 17, and markets often wobble right before, here's what that means for your timing.

Rates just dropped to the lowest level in a week

Peace-deal headlines sent rates down sharply today, the first real relief after Friday's spike.

Rates dipped a little today. But no one's promising it sticks.

The number that usually drags rates around just dropped, pointing toward a small dip in what you'd pay each month.

The number that usually pushes rates just ticked up

The bond rate that mortgage rates follow moved a little higher today, which usually means your rate does too.

The Fed meets in 9 days. Should you lock your rate now or wait?

The Fed's next rate decision is June 17, and markets often get jumpy right before, which means your rate could move.

The rate you see today might not be the one you lock tomorrow

The Fed announces their next move in 9 days, and markets are already getting nervous.

Strong jobs report just pushed rates higher. Here's what it means for your payment

Today's average rate jumped after Friday's employment numbers came in hotter than expected.

Rates jumped this week. Here's what it costs you.

Strong jobs report pushed the 30-year fixed rate higher, here's the dollar impact on your monthly payment.

2026 California market update: what buyers should watch

California's giving buyers more options in 2026, but timing still matters.

Bank-statement loans: qualifying when you're self-employed

If you write off everything and your tax returns look tiny, there's a loan that uses your bank deposits instead.

How gift funds work for a California down payment

A gift from family can cover your down payment, and I'll walk you through the letter, the transfer, and the timing so it never slows you down.