Mortgage Loan Officer · Home First Financial
About Brett Hickman
Straight answers and the right loan, for buyers and homeowners in Orange County and across California.
5.0 from 3 client reviews
I'm Brett Hickman, a loan officer at Home First Financial. I work with home buyers and homeowners across California, along with their real estate agents. Some are buying their first place. Some are moving up and need to buy before they sell.
Most people start by asking what they can afford. I'll give you that number, then show you the loan I'd pick if I were in your spot.
You can also run your own numbers on this site first. It takes about a minute. You don't have to apply.
I spend a lot of time on the loans other lenders skip. The 40-year interest-only loan. Buying before you sell. Rate buydowns. Loans for the self-employed. And the everyday ones too: jumbo, VA, FHA and help for first-time buyers.
If one fits, I'll tell you. If none does, I'll tell you that too.
What I help with
Licensed & verifiable
Brett Hickman, NMLS #2010859 · verify on NMLS Consumer Access. Home First Financial, NMLS #2465048, Equal Housing Lender. California DRE #01843823 (personal) · #02210955 (corporate). Serving California.
“Closed in three weeks with zero drama. I kept waiting for the catch , there wasn't one.”
“Self-employed, so I expected a nightmare. Instead it was the easiest loan I've ever done.”
“Straight answers, fast pre-approval, and my offer got accepted over two others.”
Let's find your loan.
Answer a few quick questions to see which loan fits. Then text or call me with anything.